Water heater operating-cost comparison

An honest "what does it cost to run?" calculator for household hot water. Enter your own natural-gas and electric rates, adjust gallons and UEF, and compare annual operating energy cost.

User-supplied fuel pricesEIA heat-content constantsDOE and ENERGY STAR UEF citations

Compare annual cost to run

Enter your own utility rates, daily hot-water use, temperature rise, and UEF assumptions. Blank fuel prices are skipped.

Fuel prices are user-supplied. Placeholders are examples only, not current or national average prices.

Formula

usefulEnergyBTU = gallons × 8.33 lb/gal × ΔT°F × 1 BTU/(lb·°F)

annual cost = ((gallons/day × 365 × 8.33 lb/gal × ΔT°F × 1 BTU/(lb·°F)) ÷ UEF ÷ fuel BTU/unit) × user price/unit

gal/day

Default: ~64 gal/day - DOE

°F

Default: 70°F = 50°F -> 120°F

Gas storage tank

Typical planning range: UEF about 0.60-0.70 for gas storage tanks. Default 0.64 is a typical non-condensing gas storage planning value; use your unit's EnergyGuide UEF if known.

100,000 BTU/therm
$per therm

Default: 0.64

Electric storage tank

Typical planning range: UEF about 0.90-0.95 for electric resistance storage tanks. Default 0.92 is a typical electric storage planning value; use the yellow EnergyGuide UEF if known.

3,412 BTU/kWh
$per kWh

Default: 0.92

Gas tankless

Typical planning range: UEF about 0.80-0.93 for gas tankless units. Default 0.87 is a midrange gas tankless planning value; tankless units avoid tank standby loss, but model UEF varies.

100,000 BTU/therm
$per therm

Default: 0.87

Heat-pump water heater

Typical ENERGY STAR heat-pump water heater range: UEF about 3.3-4.1. Default 3.5 is a typical heat-pump water heater planning value; cold installation spaces reduce real-world performance.

3,412 BTU/kWh
$per kWh

Default: 3.5

Annual operating energy cost

Sorted from lowest to highest annual energy cost for the same hot-water load.

Enter at least one fuel price to compare annual water-heating energy cost.

Constants and sources

Default load assumptions

Physical constants

Fuel heat content

UEF defaults

Use the adjacent ProFix checks

This tool answers water-heater operating energy cost only. Use the related checks for space heating fuel cost, project-cost context, and repair decisions.

Frequently asked

Does this prove I should replace my water heater?

No. It compares annual operating energy cost for the same hot-water load using user-entered fuel prices and cited UEF assumptions. It does not include equipment, installation, maintenance, venting, electrical work, rebates, or your actual usage.

What is the physics formula?

The useful energy is usefulEnergyBTU = gallons × 8.33 lb/gal × ΔT°F × 1 BTU/(lb·°F). Annual cost then applies UEF, fuel heat content, and your own price per unit.

Where do the fuel heat-content constants come from?

The natural gas, electricity, propane, and heating-oil heat-content constants are reused from ProFix's heating-cost registry and cited to the U.S. Energy Information Administration.

Why can a heat-pump water heater have UEF above 1?

A heat-pump water heater moves heat from surrounding air into the tank instead of creating all heat with electric resistance. ENERGY STAR describes typical certified heat-pump water heaters around UEF 3.3 to 4.1, but cold installation spaces reduce performance.

Are the fuel prices current averages?

No. Fuel prices are intentionally user-supplied. Any placeholder in the form is only a prompt to enter your own bill rate or delivery quote.

Emergency