TL;DR
An Xactimate estimate is a repair scope and price produced in the Xactimate software platform, the de facto standard insurance carriers and restoration contractors use to value property damage claims. Each task appears as a coded line item, drying equipment per day, drywall by the square foot, paint by the room, priced from a database updated monthly by region.
What it means
An Xactimate estimate is a repair scope and price produced in the Xactimate software platform, the de facto standard insurance carriers and restoration contractors use to value property damage claims. Each task appears as a coded line item, drying equipment per day, drywall by the square foot, paint by the room, priced from a database updated monthly by region. Speaking in matching line items is how a contractor and an adjuster reconcile a claim, and homeowners encounter the format as long itemized printouts where the dispute is rarely the unit prices and almost always which line items the scope includes.
Where it sits in the glossary
Xactimate estimate is part of the Trade jargon group inside the ProFix Directory glossary. Browse every term in this category from the glossary index.
Why Ohio homeowners should know it
This is a term Ohio homeowners encounter when reading contractor quotes, hiring paperwork, or inspection reports. Understanding it well enough to ask one good follow-up question is usually all the protection a homeowner needs.
ProFix Directory keeps definitions short on the index page and saves the longer context — Ohio-specific rules, where the term comes from, and which ProFix tools touch it — for these per-term pages so the term is easy to cite and easy to share.
ProFix tools that touch this term
See also
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