TL;DR
A wood-destroying insect report is the standardized inspection document, the NPMA-33 form in most of the country, recording visible evidence of termites, carpenter ants, carpenter bees, and wood-boring beetles in a structure, along with signs of previous treatment and conditions conducive to infestation. Lenders, the VA loan program in particular, routinely require a clear one before closing on homes in termite-prone regions.
What it means
A wood-destroying insect report is the standardized inspection document, the NPMA-33 form in most of the country, recording visible evidence of termites, carpenter ants, carpenter bees, and wood-boring beetles in a structure, along with signs of previous treatment and conditions conducive to infestation. Lenders, the VA loan program in particular, routinely require a clear one before closing on homes in termite-prone regions. It reports only what was visible and accessible on the inspection date, excludes damage evaluation, and its findings, evidence versus active infestation versus conducive conditions, drive whether a sale proceeds, a treatment is negotiated, or a re-inspection is ordered.
Where it sits in the glossary
Wood-destroying insect report is part of the Trade jargon group inside the ProFix Directory glossary. Browse every term in this category from the glossary index.
Why Ohio homeowners should know it
This is a term Ohio homeowners encounter when reading contractor quotes, hiring paperwork, or inspection reports. Understanding it well enough to ask one good follow-up question is usually all the protection a homeowner needs.
ProFix Directory keeps definitions short on the index page and saves the longer context — Ohio-specific rules, where the term comes from, and which ProFix tools touch it — for these per-term pages so the term is easy to cite and easy to share.
ProFix tools that touch this term
See also
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