TL;DR
Owner-furnished material is any product the homeowner buys directly — tile, fixtures, appliances, flooring — for the contractor to install, removing the contractor's markup but also shifting risk. The contract should spell out who handles delivery timing, storage, damage, shortages, and defects, because crews charge for return trips when owner items arrive late or wrong.
What it means
Owner-furnished material is any product the homeowner buys directly — tile, fixtures, appliances, flooring — for the contractor to install, removing the contractor's markup but also shifting risk. The contract should spell out who handles delivery timing, storage, damage, shortages, and defects, because crews charge for return trips when owner items arrive late or wrong. Most contractors also exclude these items from their workmanship warranty beyond the installation itself.
Where it sits in the glossary
Owner-furnished material is part of the Trade jargon group inside the ProFix Directory glossary. Browse every term in this category from the glossary index.
Why Ohio homeowners should know it
This is a term Ohio homeowners encounter when reading contractor quotes, hiring paperwork, or inspection reports. Understanding it well enough to ask one good follow-up question is usually all the protection a homeowner needs.
ProFix Directory keeps definitions short on the index page and saves the longer context — Ohio-specific rules, where the term comes from, and which ProFix tools touch it — for these per-term pages so the term is easy to cite and easy to share.
ProFix tools that touch this term
See also
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