Indemnification

LegalOhio homeowner glossaryCC-BY-4.0

TL;DR

Indemnification is the contractual promise by which one party agrees to cover the losses, damages, and legal costs another party suffers from specified claims, allocating third-party risk before work begins. Construction contracts pair the clause with insurance requirements so the promise has money behind it, typically the indemnitor's general liability policy naming the other party as additional insured.

Definition

What it means

Indemnification is the contractual promise by which one party agrees to cover the losses, damages, and legal costs another party suffers from specified claims, allocating third-party risk before work begins. Construction contracts pair the clause with insurance requirements so the promise has money behind it, typically the indemnitor's general liability policy naming the other party as additional insured. Scope is the battleground: broad forms covering even the indemnitee's own negligence are unenforceable in many states under anti-indemnity statutes.

Category

Where it sits in the glossary

Indemnification is part of the Legal group inside the ProFix Directory glossary. Browse every term in this category from the glossary index.

Why this matters for Ohio homeowners

Why Ohio homeowners should know it

This is a term Ohio homeowners encounter when reading contractor quotes, hiring paperwork, or inspection reports. Understanding it well enough to ask one good follow-up question is usually all the protection a homeowner needs.

ProFix Directory keeps definitions short on the index page and saves the longer context — Ohio-specific rules, where the term comes from, and which ProFix tools touch it — for these per-term pages so the term is easy to cite and easy to share.

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See also

License: CC-BY-4.0 — quote freely with attribution to ProFix Editorial Team / ProFix Directory.

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