Official recovery links
- FEMA state resources
- https://www.fema.gov/locations/california
- State emergency management
- https://www.caloes.ca.gov/
Wildfires and smoke
Risk profile
California wildfire risk includes wind-driven ember storms, drought-stressed vegetation, steep terrain, and dense wildland-urban-interface neighborhoods.
Home prep before the event
Before red-flag weather, clear the 0-to-5-foot zone next to the house, clean gutters, screen vents, move firewood and patio cushions away, label the gas shutoff, and keep defensible access for engines. Schedule roof, deck, siding, and ember-vent repairs before smoke season.
During-event safety
During evacuation alerts, leave early if instructed, close windows, move combustible items from decks, and do not block roads for fire crews. If smoke is heavy, run filtered air indoors and avoid outdoor cleanup until air quality improves.
Post-event recovery
After a wildfire, wait for official reentry, document structures and contents before ash cleanup, wear respiratory protection, and follow local hazardous-debris instructions. Ask the insurer about smoke, additional living expense, and code-upgrade coverage before signing rebuild contracts. Use FEMA's CA page at https://www.fema.gov/locations/california if a federal disaster is declared, and monitor California Governor's Office of Emergency Services at https://www.caloes.ca.gov/ for state recovery centers, debris rules, shelter updates, and mitigation programs.
Code references
California-specific code reference: California Building Code Chapter 7A, California Residential Code R337, and WUI listed products apply in mapped fire hazard areas; see https://www.hcd.ca.gov/building-standards/mh/wildland-urban-interfaces. Defensible-space duties also apply under state and local fire rules.
Flooding
Risk profile
California flood risk often follows atmospheric rivers, levee stress, debris flows near burn scars, and stormwater systems overwhelmed after drought.
Home prep before the event
Before heavy rain, check the FEMA flood map, photograph contents, lift stored items, test sump pumps, add battery backup where practical, clean drains, extend downspouts, and ask whether the sewer line needs a backwater valve. Keep flood insurance documents separate from standard homeowners coverage.
During-event safety
During flooding, move up, not out through water. Do not drive across covered roads, enter a flooded basement with energized circuits, or run pumps if the discharge adds water against the foundation. Follow local evacuation and boil-water notices.
Post-event recovery
After floodwater recedes, do not start demolition until photos, high-water marks, and insurer instructions are recorded. Standard homeowners policies usually exclude flood; use NFIP or private flood coverage if you have it. Substantial-damage letters can trigger elevation or repair limits. Use FEMA's CA page at https://www.fema.gov/locations/california if a federal disaster is declared, and monitor California Governor's Office of Emergency Services at https://www.caloes.ca.gov/ for state recovery centers, debris rules, shelter updates, and mitigation programs.
Code references
Code reference: mapped flood work depends on FEMA Flood Insurance Rate Maps at https://msc.fema.gov/portal/home, local floodplain ordinances, NFIP substantial-damage rules, IRC R322/IBC 1612 where adopted, and ASCE 24 guidance at https://www.fema.gov/node/american-society-civil-engineers-flood-resistant-design-and-construction.
Extreme heat / heat domes
Risk profile
California heat domes can hit inland valleys, deserts, and even coastal communities, often overlapping with wildfire smoke and grid stress.
Home prep before the event
Before peak heat, service AC equipment, replace filters, clear condenser airflow, seal major attic leaks, shade west-facing glass where practical, and plan a cooling location for outages. Confirm generator and transfer equipment are permitted and never run portable generators indoors or in garages.
During-event safety
During extreme heat, treat indoor temperature as a safety condition. Move vulnerable residents to cooling centers if the home will not cool, drink water, avoid oven use, and call 911 for confusion, fainting, or suspected heat stroke.
Post-event recovery
After a heat event, document AC failure, electrical damage, spoiled medicine, and any emergency lodging or cooling costs. Check utility, LIHEAP, weatherization, and local repair-assistance programs before replacing equipment, and keep medical or outage notices with the claim file. Use FEMA's CA page at https://www.fema.gov/locations/california if a federal disaster is declared, and monitor California Governor's Office of Emergency Services at https://www.caloes.ca.gov/ for state recovery centers, debris rules, shelter updates, and mitigation programs.
Code references
Code reference: heat resilience upgrades are typically governed by local mechanical, electrical, and energy codes, including adopted IECC or ASHRAE 90.1 provisions. Generator interlocks, transfer switches, and new circuits require NEC-compliant permitted work.
Plan the repair before the next warning
Use this guide to prioritize inspections, then compare licensed local contractors before the emergency queue fills after the next storm, freeze, heat wave, flood, or fire.
Source: ProFix Editorial Team. Last updated 2026-06-09. This is homeowner preparedness and recovery guidance; local evacuation orders, building departments, insurance policies, and licensed trade evaluations control specific decisions.