Home emergency playbook

Ice dam causing active interior leak

Conservative first steps for homeowners before cleanup, repair, or contractor dispatch. When safety is uncertain, leave and call first.

Immediate steps

  1. Catch interior drips in buckets and move electronics, rugs, documents, and furniture out of the leak path.
  2. If attic access is safe, pull back wet insulation around the leak so sheathing and drywall can start drying.
  3. From the ground, rake snow off the lower roof courses with a roof rake; stop if ice, wires, or footing make it unsafe.
  4. Place a calcium chloride sock across the ice dam to open a melt channel, never rock salt directly on shingles.

Do not do this

  • Do not climb onto an icy roof or work from a ladder in snow and wind.
  • Do not chip, hammer, or pry ice from shingles, gutters, valleys, or flashing.
  • Do not use rock salt, open flame, heat guns, or pressure washers on the roof.

Who to call

  1. Call 911 if anyone is injured, trapped, in medical distress, or if fire, shock, collapse, or active crime is present.
  2. Call the utility emergency line before private repair when gas, electric service, public water, sewer main, or buried lines may be involved.
  3. Call a roofer for emergency tarp, flashing, roof-edge, siding-adjacent, or storm-damage repairs when access is safe.

Damage mitigation

  • Replace saturated buckets often and protect finished floors with plastic under towels.
  • Bag wet loose-fill insulation separately and keep photos showing where it came from.
  • Run dehumidification after the leak slows and electrical hazards are ruled out.

Prevention

  • Air-seal attic bypasses around lights, chases, hatches, and plumbing penetrations.
  • Improve attic insulation and ventilation so the roof deck stays colder and snow melts evenly.
  • Clean gutters before winter and consider professionally installed heat cable only where design warrants it.

Typical cost band

Usually moderate for temporary weatherproofing; high when roof decking, insulation, ceilings, or interiors are wet.

Insurance note

Ice-dam coverage often depends on sudden interior water entry and reasonable mitigation; photograph snow load, ice location, interior drips, and drying work.

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