Who handles what
In Indiana, contractor complaints usually move through five channels. Start with the contractor in writing and keep the job file organized before you involve an agency. The Indiana Attorney General Consumer Protection Division handles deceptive or unfair practices, deposit fraud, door-to-door pressure, and patterns that may affect more than one consumer; it normally does not act as your private lawyer. Use Indiana Professional Licensing Agency for license status, unlicensed work, abandonment, scope, discipline, or trade-registration issues. BBB is a private marketplace channel, not a regulator, but a BBB complaint can create a dated public record and sometimes moves a stalled business dispute. For insurance, use Indiana Department of Insurance to confirm how to verify a contractor's general-liability or workers' compensation certificate with the listed carrier or agent, and to report insurance misrepresentation. Small claims in Indiana is generally capped at $10,000 (Ind. Code § 33-29-2-4). Escalate in this order: written demand, license and permit verification, licensing-board or building-department complaint, state consumer complaint, BBB record, insurance verification, then small claims or counsel if the amount, lien, or safety risk justifies it. Calendar deadlines separately. Breach-of-written-contract claims are commonly 6 years (Ind. Code § 34-11-2-9). The mechanics-lien window tracked here is 365 days (Ind. Code § 32-28-3-6); treat any recorded lien, notice of contest, or foreclosure paper as urgent because court deadlines can shorten the practical response time.
Complaint channels
State consumer protection
Indiana Attorney General Consumer Protection Division
- Hotline: 1-800-382-5516
- Response time: Not published by agency; complaint intake and investigation timing varies by facts.
Contractor licensing
Indiana Professional Licensing Agency
- No statewide general-contractor license; plumbing contractors under Ind. Code § 25-28.5 and many contractor licenses are local
BBB regional chapter
BBB Serving Central Indiana
- Private marketplace mediation and public complaint history.
Small claims court
Indiana small claims
- Threshold: $10,000
- Ind. Code § 33-29-2-4
Insurance commissioner
Indiana Department of Insurance
- Use for insurance verification questions and insurance misrepresentation complaints.
Escalation order
- Send a dated written demand and preserve contracts, texts, photos, invoices, checks, card disputes, permits, and insurance papers.
- Verify license, permit, bond, registration, and insurance status before paying more money.
- File with the contractor licensing board or local building department when license status, abandonment, or permitted work is involved.
- File a state consumer-protection complaint with the Attorney General or the state consumer agency for deception, deposit fraud, or repeat misconduct.
- Open a BBB complaint for marketplace mediation and a public complaint record.
- Use the insurance commissioner or the listed carrier/agent to verify GL/WC coverage or report insurance misrepresentation.
- Use small claims court or counsel for money recovery, mechanics liens, safety defects, or any deadline-sensitive dispute.
Deadlines to calendar
- Breach of written contract
- 6 years
- Mechanics lien response window
- 365 days
Source: ProFix Editorial Team. Last updated 2026-06-09. This guide is informational and focuses on consumer-protection triage, not legal advice.